Terms of Service
These Terms of Service ("Terms") govern your access to and use of the Thornwick Kapsted website, including any content, performance logs, forms, and materials made available on it. Please read them carefully before using the site. This is a general draft template provided for illustrative purposes and should be reviewed and adapted to reflect your specific business, jurisdiction, and legal obligations before publication.
Last updated: [Insert Date]
1. Acceptance of Terms
By accessing or using this website ("Site"), you agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, please discontinue use of the Site immediately. We may update these Terms from time to time, and continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
2. Nature of the Content
Thornwick Kapsted publishes predictive modelling commentary, risk-adjusted recommendations, and illustrative performance logs relating to the deployment of idle business capital. All figures, forecasts, logs, charts, and case references displayed on this Site are provided for informational and illustrative purposes only. Nothing on this Site constitutes financial, investment, tax, or legal advice, and nothing should be construed as a recommendation to buy, sell, or hold any financial instrument.
Past performance, whether actual or illustrative, is not a reliable indicator of future results. You should seek independent professional advice before making any financial decision.
3. Eligibility and Permitted Use
You may use this Site only for lawful purposes and in accordance with these Terms. You agree not to:
- Use the Site in any way that violates applicable local, national, or international law or regulation;
- Attempt to gain unauthorized access to any part of the Site, its servers, or any system or network connected to it;
- Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site without express written permission;
- Use automated means (bots, scrapers, or similar tools) to extract data from the Site without authorization;
- Submit false, misleading, or fraudulent information through any contact or lead form.
4. Forms and Submitted Information
Where the Site provides a contact form, lead form, or request for "Performance Logs" access, any information you submit is handled in accordance with our Privacy Policy. Submission of a form does not create any contractual relationship, guarantee of response, or entitlement to any product or service unless expressly confirmed in writing by Thornwick Kapsted.
5. Intellectual Property
Unless otherwise indicated, all content on this Site — including text, graphics, logos, charts, layout, and underlying code — is the property of Thornwick Kapsted or its licensors and is protected by applicable intellectual property laws. You may view and print pages from the Site for personal, non-commercial reference only. No other use is permitted without prior written consent.
6. No Warranty
The Site and all content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, reliability, fitness for a particular purpose, or non-infringement. Thornwick Kapsted does not warrant that the Site will be uninterrupted, error-free, or free of harmful components.
7. Limitation of Liability
To the fullest extent permitted by applicable law, Thornwick Kapsted, its officers, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your access to, use of, or inability to use the Site, including but not limited to any reliance placed on illustrative figures, forecasts, or performance logs presented on the Site.
8. Third-Party Links
The Site may contain links to third-party websites or resources. Thornwick Kapsted is not responsible for the content, accuracy, or practices of any linked third-party site, and inclusion of any link does not imply endorsement.
9. Indemnification
You agree to indemnify and hold harmless Thornwick Kapsted and its personnel from and against any claims, liabilities, damages, losses, and expenses arising out of your breach of these Terms or your misuse of the Site.
10. Termination and Suspension
Thornwick Kapsted reserves the right to restrict, suspend, or terminate access to the Site, in whole or in part, at its discretion and without notice, including where use of the Site is believed to violate these Terms.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Insert Governing Jurisdiction], without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of [Insert Jurisdiction].
12. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
13. Changes to These Terms
We may revise these Terms periodically to reflect changes to the Site, our practices, or applicable legal requirements. The "Last updated" date at the top of this page indicates when these Terms were last revised. We encourage you to review this page periodically.
14. Contact
If you have questions about these Terms, please reach out via the details provided on our Contact page.